Banking

Federal Loans vs Private Loans

Federal Loans vs Private Loans
The most basic difference between them is the fact that the federal loans are provided by the government, whereas the private loans are provided by organizations in the private sector, such as private banks,...

Subsidized Loans vs Unsubsidized Loans

Subsidized Loans vs Unsubsidized Loans
Subsidized loans are loans in which the government pays for the interest. In unsubsidized loans, the borrower has to pay the interest along with the principle amount.

Commercial Banking vs Investment Banking

Commercial Banking vs Investment Banking
Commercial banks cater to the general public and provide services such as accepting deposits, providing loans and other basic investment products. Investment banks are financial institutions that assist...

Investment Banking vs Merchant Banking

Investment Banking vs Merchant Banking
Investment banks are financial institutions that assist individuals, corporations, and governments in raising financial capital by underwriting or acting as the client's agent in the issuance of...

Pledge vs Hypothecation vs Mortgage

Pledge vs Hypothecation vs Mortgage
Pledge denotes that the person who takes the loan must provide the bank with something that is worth the same amount as the money he/she are taking from the bank. Hypothecation is the practice where the...

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