Difference between Health Care and Health Insurance

Key difference: Health Care basically provides medical care to people. Health Insurance, on other hand, is the insurance coverage due to loss of ill health.

Health Care provides primary, secondary, tertiary and quaternary treatment to an individual. Basically, health care is a diagnosis, treatment and prevention of disease. It is provided by professional doctors. They are also referred to as ‘practitioners‘.

Health care is delivered by practitioners in form of medicine, optometry, dentistry, nursing, pharmacy, allied health, etc. Physical as well as mental illness comes under health care.

Health Care to a patient should be provided very efficiently, technically and professionally. It should be safe and secure. It is very important to avoid medical errors and there should be no wastage of time. Diagnosis plays a vital role in the field of health care.

Nowadays, health care is much more advanced due to science and technology.

Health Care not only helps an individual overcome his illness but also to prevent several other diseases. These services are typically offered through a health care system made up of hospitals and physicians.

Health Insurance is a policy which covers loss occurred due to health problems or illnesses. It provides coverage for medicine, visits to the doctor or the emergency room, hospital stays and other medical expenses. So it is like a protection shield for human beings.

The health insurance policies may differ from company to company. Every company has their own specific criteria for providing health insurance. It can also be directly purchased. Some companies provide health insurance policies to their employees.

The health insurance includes insurances for accidental loss, injuries, mental illness or any other disabilities. It is like a lifetime support for people. It makes people’s life more secured.

Comparison between Health Care and Health Insurance:


Health Care

Health Insurance


The organized provision of medical care to individuals or a community.

Insurance against loss due to ill health.


  • Primary care
  • Secondary care
  • Tertiary care
  • Quaternary care
  • Home and community care
  • Urgent care
  • Basic Medical Insurance
  • Major Medical Insurance
  • Supplemental Medical Expense Insurance
  • Disability Income Insurance
  • Long Term Care Insurance
  • Critical Illness Insurance
  • Hospital Cash Insurance


Image Courtesy: newsnorth.com, moneyglare.com

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